Florida Public Insurance Adjusters

Offer Free Information to Aid the Public

Browse our site for information to help you collect what is fair on your property damage insurance claim

Docu-Damage.com is a Non-Profit Organization and an information resource designed by a team of Florida Public Insurance Adjusters from who have donated their time & effort to help educate those who have sustained damage to their homes or businesses and are now negotiating their way through the insurance claims process.

There are numerous valuable insurance claims tools listed above as well as links to sites that you should know about if you are involved in a property damage claim or some how affiliated with the insurance industry.

Unfortunately, many people are unaware that they have the right to utilize a Public Insurance Adjuster, and even more are not aware of what a Public Insurance Adjuster does.  Read the list below and you should have a good idea of what Public Adjusters are capable of doing to help you with your claim.

Duties of a Florida Public Adjuster

1. Florida Public Adjusters inspect the damaged areas with scrutiny noting any and all damage that could possibly be included in the claim.

2. Florida Public Adjusters document the damage to the structure and personal property with hundreds and sometimes thousands of digital photos. 

3. Florida Public Adjusters review the insured's insurance policy to be sure the insurance company is affording every possible coverage to their client.

4. Florida Public Adjusters review the insurance company's estimate of damage.  Errors in the extent of the damage or pricing for the damaged items is noted.

5. Florida Public Adjusters understand and respond to what can seemingly be an overwhelming amount of confusing paperwork sent to you by your insurance company.

6. A Florida Public Insurance Adjuster formulates a complete estimate of damages and compiles a package with all relevant photos and other claim documentation.  The Claim Pack is then delivered to the insurance carrier for their review.

7. A Florida Public Insurance Adjuster meets the insurance companies claims adjuster or supervisor on site at the claim to point out and negotiate any differences. 

8. A Florida Public Insurance Adjuster can work directly with an attorney hired by an insured to litigate any differences not able to be  settled by the Public Adjuster.  The Florida Public Adjuster can supply the attorney with the vast majority of what they will  require to begin their work, thereby relieving the insured of another seemingly overwhelming task.

If you are a claims adjuster, Florida Public Adjuster or a contractor, we also have information that may be of interest to you.

If this is your first time to go through a property damage claim you may want to start with the information listed under Claims Process 101.  This information can help you gain an understanding of the claims process as well as significantly speed the delivery of an accurate settlement.

Also, be sure to visit our nationwide listing of Public Insurance Adjusters if you feel you need professional assistance with your claim.  Most Public Adjusters work on a contingency.  Usually their fee is a small percentage of what they are able to negotiate with your insurance company.  This means that if they don't collect additional funds then they don't get paid.

We at Docu-Damage sincerely hope that we have been able to shed some light on the catastrophe claims documentation process.  If you have any individual questions please email us and we will do our best to guide you in the right direction.